I left school with 2 qtrs left on my senior year of a Bachelors degree in Secondary Education to get my MRS. degree. Three years later I got my PHT (putting hubby thru) degree when hubby got his Master of Divinity. Have never gone back and have never regreted it for a minute.
Love all the variety and don't think any one should be sad about not having a "paper" showing some letters and a signature. The school of hard knocks and hardship is the most demanding and hardest of all to achieve.