After paying off our mortgage I would add on to our home - a new quilt studio large enough for a longarm, a workshop for my husband and a new master bedroom/bathroom. I would pay off mortgages for all our brothers and sisters and take care of college for their kids. I would have a great time giving 10% off the top to charities, plus more throughout my life. And finally, I'd have to hire some sort of help to keep my house clean and me organized, because I apparently can't do that on my own. The rest is gravy!