first, pay for kids education and set up the same for grands. then buy a home where it's warm nuff my bones quit aching. then give my house to my black sheep, annoying, rude, crude obnoxious middle brother; just because my neighbors deserve him. Then, pay for a home for each of my kids. I have no Bills so a new sewing room fully stocked would be my selfish splurge and a garden. I have too much shade here for that. Then just live very modestly doing what I enjoy with family for whatever time I have left! ahhh to dream . . . edited to add; just cause the wackos knock, don't mean ya gotta answer.