mpeters1200, On the Wal-Mart Brother machines....read the description on the box really well. I have seen machines there that do have the monograms and lettering. The description on the sides of the box will tell you. Some machines do, some don't. The one that will have it might cost you $20 or $30 more. From what I have seen....they are all priced very reasonable. Our stores carry 3 or 4 different Brother machines....so you really have a choice.
Cilla