I was at our fair the other day, and a very nice lady had quilted nothing but panels (not much quilting either and not overly fancy). I was shocked at the prices (but good for her), a panel that I purchased for myself at the LQS for $7.95, she was selling for $27 Granted it was sewn with backing and lightly sid quilted but no borders and no binding. I was amazed. Some people were even buying. I just never thought of doing something so simplistic with those beautiful panels. I think I tend to over complicate things.