I have two Berninas, one mechanical one, and one computer one, so I would obviously lean towards these. But I would advise you to visit all three dealers, ask loads of questions, and ask to test drive the models that you are aiming for. I would hate to do without my knee lift, you would need a walking foot and quarter inch foot for quilting. I think most modern machines have a needle down facility, and I wouldn't want to be without that either. Also ask about second hand models that are lightly used - one of those might get you a model above what you could otherwise afford. Best of luck.