DH and i have always been financially responsible.
the only thing we've changed is how far we're willing to drive to a quilt show now that the price of gas is so high.
we are putting every spare penny into the stock market though - DH and i have always been long term investors in the stock market and the prices are low now and they certainly won't stay that way for 20+ years - which is how long we intend to keep the money invested.
we're also thinking about buying another home for investment purposes now that its a buyers market and rate are so low.