You're right most people do not consider the amount of time, let alone the cost of fabric to make a quilt. I've never really aded up the cost for making even a baby quilt, but it might be interesting to find out. Part of the problem is the number of quilts that come into the US from a foreign country where people are paid very little money (although to them it is a lot), and that can't compare with what a quilt like anyone on this QB who quilts and sells what they make. It's also what the market will bear. I've seen quilts at Keepsake Quilting, for instance, that were very moderately priced, but what I considered a fair price, then there were the quilts that wanted what I considered to be an exhorbitant amount; some of which were fairly ordinary, and yet other quilts were quite complicated and I thought they had underpriced themselves. It's so hard to know what to charge for a quilt. Do you have any parameters to work from on what to charge? I'd be curious to know.