Gail B. is correct - Jo-Ann's won't accept a canadian credit card, even if you're shipping to a US address. I ended up being lucky and able to use my husband's. That being said, pretty well every convenience type store (Wal-Mart, drug stores, gas stations) have Visa gift cards that Jo-Ann's will apparently accept, at least according to the CSR I talked to. You also might go to a real jo-ann's, buy one of their gift cards, and use that online. (This is a problem at a LOT of smaller US chains. As far as I can figure out, one of the companies that a LOT of them used for CC processing decided on this rule, and that it wasn't something necessarily preferred by Jo-Anns themselves.)