Just so sad
11-29-2011, 12:33 PM
#22
Super Member
Join Date: Jun 2010
Location: 53 degrees North
Posts: 1,679
From what I've been able to glean, it's mostly the CC Processor that's the problem. It's an extra feature, and not every credit card processor offers it. Moreover, it's something that processors can change - they can, midstream, decide not to provide that feature (which appears to be what happened with JA - I was told that they used to be able to do it.) So while it's not strictly Jo-Ann's fault - they didn't make the decision themselves out of spite or something - it is their fault in that they continue to use the same processor, when there are others they could choose to switch to instead.
11-29-2011, 02:06 PM
#24
Super Member
Join Date: Mar 2010
Location: Texas
Posts: 2,281
I don't use AE, but I used my VISA and Discover cards all over France, Germany, and Holland, with absolutely no problem and no questions. It was amazing. I think I'd check with AE and see what the problem is. How disappointing that you couldn't get your fabric!
11-29-2011, 04:32 PM
#25
Junior Member
Join Date: Feb 2011
Location: Houston, MS
Posts: 281
u might buy a one timecredit card if they a walmart or somewhere they sell them u load it with however much u wanna spend here in ms. walmart only charge u 3 dollars i use them all the time. when buying on internet. no chance of anybody geting my info
11-29-2011, 05:01 PM
#26
Super Member
Join Date: May 2010
Location: Emmitsburg, MD
Posts: 1,599
Yep, this. Many American processors and gateways do not handle Canadian or other non-US credit card transactions because the laws regarding credit card security are more strict (better) than they are in the US. Processors and gateways that make the effort to comply with international laws (which do differ from country to country) and potential tax issues do charge a premium for the service. Thus the cost to the retailer might be MUCH higher, and if the retailer pushes through millions of transactions and only a small percentage of them are international they aren't recouping the cost of processing domestic charges through an internationally-equipped processor at the international rate.
But the pre-paid Visa idea is a great one, for future visits!
But the pre-paid Visa idea is a great one, for future visits!
From what I've been able to glean, it's mostly the CC Processor that's the problem. It's an extra feature, and not every credit card processor offers it. Moreover, it's something that processors can change - they can, midstream, decide not to provide that feature (which appears to be what happened with JA - I was told that they used to be able to do it.) So while it's not strictly Jo-Ann's fault - they didn't make the decision themselves out of spite or something - it is their fault in that they continue to use the same processor, when there are others they could choose to switch to instead.
11-29-2011, 05:08 PM
#27
Super Member
Join Date: May 2010
Location: Emmitsburg, MD
Posts: 1,599
Replying to my own post here (tacky, I know), the cost per transaction can be higher by as much as a dollar - a dollar! One dollar for each transaction times millions of transactions...
It's a big deal.
It's a big deal.
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