We have a budget and each of us get our own spending money for the month (we are retired). Sometimes that spending money is as low as $50 a month and sometimes it is higher. The important fact is that both of us get the same amount that month. Neither one of us need to account to the other one on how we spend that money. My money is saved and used for sewing. This way I don't have any guilt feelings when I buy fabric and my husband doesn't care how much fabric I have in my stash.