I live by myself, so can usually buy what I want. I know how to put the breaks on. I do not buy kits as these are pretty expensive. I have 8 quilts lined up, so every month try to buy material that will go into those quilts, because these future quilt are in many different stages of fabric completion. I use every piece of fabric large enough to go into a scrappy quilt or string quilt and this uses up every thing so have very little waste. I will buy only the material to finish these 8 quilts, then after that start over. I get most of my patterns from
www.patterncache.com which are free or what I get from 3 magazine subscriptions. When those subscriptions run out, to save money will look through quilt magazines first before I buy one off the magazine rack that has a pattern I want to try. Material is going up every year just like grocerys. So with the books, patterns, supplys I now have, rotary blades, thread, there will be little material left for me to buy.