For those of us who are on a limited income, i.e., retired or otherwise. If we spent only what was required, bills and food- no clothing, no travel, no charity, no hobby, no entertainment, etc. we would have to be pretty creative to find a hobby with zero expenses; but assuming we have some money left over after we pay bills and food and gasoline and medicine - then don't we all put our other spending in a priority list? Some months one thing is higher, some months another and those of us lucky enough to be able to have money for hobby expenses surely don't over spend or look at the financial mess we would be in. Most of us take a big financial setback when we retire. Then if we are widowed we take another BIG setback. If we can afford to quilt, hurray for us! Let's help those who are having trouble affording it because we may be having trouble affording it soon enough.