Well ... I do both. Bear in mind that I am a new quilter, but I have completed five so far. Of those, I quilted the lap quilt and the twins on a Baby Lock Quilter's Choice machine; I took the queen sized ones to a long-arm quilter. I think in the future, my decision will be based on what I plan to do with it. I am planning a quilt right now that will be raffled off by my husband's National Guard unit as a fundraiser. It will definitely go to the long-arm quilter to get a professional finished look.