A great lotion for dry/cracked skin is Freederm Eczema Cream. In the advertisement, it looks too good to be true, but it works great! My skin was so bad, my hands would crack & bleed. My face was constantly a raised bumpy rash. The difference was noticeable in a couple of days. I've been using it for 5-6 years now. It's great stuff!
http://www.freederm.com/