I believe the VIP discount can be applied for on-line, so that you can bypass the store. My mom doesn't belong to a guild, but sews for charity through a church group, and she received the VIP card.
As far as I know, the VIP discount, teacher's discount, military discount, and senior discounts at Joann's are all good on regular or sale priced merchandise. However, they are not supposed to be combined with % off coupons, and they are not good on remnants. They are good on Red Tag fabrics even when they are half price. Go figure!
I love the discounts, sales, and coupons at Joann's, but it would be better if they didn't make them so complicated.
Dayle