I'm so sorry. I think about power surges, hurricanes, twisters, and thieves, etc. but to have to wonder if the ppl above you, have left their water on...(((Hugs)))...your stuff will probably all get replaced, but your peace of mind is worth a lot too.
They should also replace a reasonable amount of income loss, too!
Oh my...these machines are like our pets...I think I am going to hug mine, now. Keep us up to date, Quilt. We want to know that things with you are ok. :)