Keep your chin up. Rely on us for emotional support. We will be here for you---(even if you can't find us or we can't figure out how to get to you--LOL).. Many of us still struggle with this board but we can always ask for help and there is always a wonderful person out there who is willing to help direct you and me to whatever we need.
You are not alone...
I am sure if you owe someone money and they really need it,,,that they will contact you again. Bless you...