I'm retired, but think I'd build my first new home - and make it big enough for family to come stay with me occasionally, or friends etc. I'd make college funds for each great niece or nephew - give each of my nieces and nephews a "nice chunk" to do with as they please. Then I think I'd invest a lot of it and set up trust funds for some much needed help in some areas of need; not to be spend all at one time but a dribble down effect, so they always had something to budget with each year (ex: orphange, group homes, special education, etc.). I might even take an orphanage and set up college funds for those who are going onto college someday. There are lots of ways to go with mega bucks. I'd have a ball - and not waste it - even though mega bucks can go a long way - it is no call to be throwing it away - I still have teh frugalness in my body which was given me by my ancestors; they did not get where they got by throwing away their money!