Thankyou all very much for all the replies, which I've been thinking about -some great insights here. My current mood of discouragement is probably partly because it's a holiday weekend - never a great time for me. I can see various things that are contributing to my procrastination, which is almost a fear of finishing my quilts.
Bedtime now, so I'll come back to this tomorrow. Just wanted to say that I really appreciate all your thoughts.