I personally think JoAnn's is very stingy with their discounts - it is usually pretty hard for me to find something that isn't alrady on sale to use my 40% coupons on - Michael's is the same, I don't even bother going in there anymore - I think that if they have something on sale for 20% off, they should still be able to let you use your 40% coupon - I know it would make it easier for me - will not be a senior for a few more years and by that time they will probably move the age up - lol