Got a call from a fraud detection company on my debit card. I told them I wouldn't talk to them without first contacting my bank. They were legit. Seems someone was trying to "use" my debit card in Target in Napier, IL for $1.89 sale. I live in NH and had the card in my hands during the phone call. Glad to know fraud detection can work. My question...how did the thieves get "my" card (used it at a cash register) and why not try to buy something more than a candy bar??? LOL Worse part of all this was having to wait for a new card and PIN to be FedEx'd to me which took 5 days.
My last words of advice: DO NOT give out any information without checking with the original source, in my case the issuing bank. They verified that the fraud company was their's and I should feel comfortable giving them the info they needed.
Thanks for the warning on Microsoft scam.