Originally Posted by
ptquilts
Also, did you know even after you close a bank account, the bank can re-open it and start charging you fees, if a deposit or withdrawal is attempted? It is called a zombie account.
I say good luck trying to get me to pay any fees when my balance is zero. What are they going to do, put a black mark on my "permanent record"?
Yes. I did this years ago, I was unhappy with a bank so I moved all my accounts to a different institution. They charged me $140 worth of fees and it went on my credit report - and STAYED there.