You have to watch the banks, I have a cd for a good amount and it was not listed, on my statement. The one teller
sent me to an office person , she did not see it, another offic person and she found it. By law they do not have to
put all accounts, cd etc. but once a year. I said, well I want them listed every month as it has always been. She said
she would. Another person I talked to said if you have an account that has not been active in 2 yrs. they take off by new law, and you have to go reinstate it. She said they have been having trouble with people borrowing money from
accounts and plan to replace it, but don't always. This would be people working at the bank. She said it is getting bad. You have to go to bank and tell them prove it, and don't take any silly excuses, they have to cover for the bank.