Thanks for the question. I am never sure which side of the insulbrite should be facing out. I have used W&N with one layer of insulate and then W&N. I have also used W&N, two layers of Insulbrite then W&N again. How do you think fleece would work as batting? When I did some of my potholders I just made an X in the middle and they folded nicely. I don't want to make the potholders so thick that they can't be used. I would think that the foil would not wash very well. I like the idea of using an old pad (clean of course that can't be used on the bed any longer). I could not find any instructions on the insulbrite which side should be facing out. Does it matter? I will be watching this thread to see what all of you say. Thanks BrendaK