I'd rather NOT see my quilts on top of the bedding. Our households all have dogs now and permissive slobs that we are, the dogs are on the beds night/day and the JRT burrows under the covers. And once in a while they scratch up the covers to improve their nests.
No one likes to see unappreciated gifts, it shows lack of respect for the giver's feelings--hand work most of all, from a tot's scribbled crayon art, a kid's potholder, etc. to a grand quilt.