We came from poor families, with 5 kids of our own, and 8 we were God parents for, we had some very lean Christmases. Now how ever, with taking care of our money, to get the most out of every penny, we give money to our children, grand children & Great grand children. The reason is for their college funds. The parents are all doing much better at a younger age than we did, but they also learned how money served them best, and all are doing well. So we all get a present on Christmas day, any one l4 yrs or older, that wants a gift, puts a list of 3 things that they would like and their name in a hat at Thanksgiving, and gets to take one out. We are all happy with our gifts, the little kids have so many toys already, the parents have to worry what to get them. Each of our Kids, grand kids & great grand kids, has a nice nest egg saved. We also give gifts of money to several charities,