Originally Posted by
PatriceJ
i know from personal experience that it's much easier to get a fraudulent charge reversed from a credit card than it is from a debit card.
with a debit card, if they get your money it's really gone.
by the time the bank puts it back - if they ever do - you are drowning in all sorts of disaster.
I suspect your problem with the reversal of charges had more to do with the BANK and less to do with the type of card. I belong to a Credit Union, have found fraudulent charges twice, once with my husband's debit card, once with mine. Both times all it took was a 5-minute phone call to the credit union and all charges were reversed in less than 24 hours.