Why stop if it gives you pleasure? I,too, am disabled and I know how hard it can be when you are on disability.When I am in any store that sells fabric, I check out the clearance isle. I have bought a lot of fabric for $2.00 a yard. Wal-Mart,local quilt shop,etc. You don't have to pay high prices for fabric to get good fabric. The important thing is to just be observant when you are shopping. I will admit, I NEVER pay retail price for fabric, be for quilting or for garment making. Check out Fabric.com for good prices on fabric. As far as notions and tools for quilting, you seem to have all the basics. One thing I would recommend is a June Tailor Shape Cut ruler. I love mine and you can get for 50-60% off at Joanne's. Sign up for their newsletter and you will usually find coupons for a percentage off the price. I usually wait until the coupon is for at least 50% off. Also, check out your local hardware store for tools to help with your quilting. I have found that if there is the same item at the quilt store and at the local hardware store, usually the hardware store will be much,much cheaper. For instance, a suction cup holder to put on a quilting ruler was $15.00 at the quilt shop and $2.00 at the hardware store. Same item, the only difference was the color of the holder. You will be amazed at what you can find at a hardware store. Also, check out online shops for notions, etc. Wait for sales. It just takes time to wait for a great deal. Please don't feel that you have to quit a hobby that you love,just be more creative in finding good deals. Good luck!