Got the letter today too, but had been notified by the fraud department of my credit card a couple of weeks ago that there were 3 charges on my card that they thought were fraudulent. They were right. None of the three charges were ours. Kudos to these fraud departments. This is the third time it's happened to us, one time each for 3 different accounts. Talk about a pain in the butt. Not sure if I'll take advantage of the offer or not, but nice that they're notifying people. Nothing's safe anymore.