I've been asked if I sell my quilts, and I just say "If you will pay me up front, I will make one for you AND I get to pick the pattern." Then I explain the costs (fabric, minimum of $125, batting ($40), and the time it takes to piece, quilt, and bind a quilt (20 hours at $25 an hour). Then I ask them when they want to meet at the LQS so that they can purchase the fabric and batting. So far, no one has taken me up on it.