Replying to request for a quilt
You could ask her if she wants to come over and clean your house, do your laundry, do some yard work and run a few errands "in her spare time" and then, maybe you "might have time to think about making a quilt for her if she furnishes the fabrics and thread". Actually, I think she was paying a compliment to your work, not realizing how much time, effort and expense goes into making a quilt. When my friends ask me for a quilt, or to make one for them, I nicely tell them, "I'm sorry, but you just can't afford it," and then explain that I don't work for hire. God bless the quilt lovers, as well as the quilt makers. I am blessed having both in my life.