Thank you everyone for the replies.
Sharon,
We can make an extra payment if we choose. But the way I see it, the longer we pay on it the better our credit.
I should have said $144,00 @ 5% interest on a 30 yr fixed mortgage. (makes more sense)...haha
In the 5 years of paying of the truck our credit rating is up past where we thought it would be.
Last edited by Chasing Hawk; 04-20-2013 at 07:23 AM.