Congratulations on your debt free truck! Great accomplishment.
RE: Mortgage......you can make extra principal payments on your mortgage and knock off a lot of years. Look at your amortization schedule. You will be able to see what the principal payment is for any given month. I. E. We made full payment for month 5 and then added the principal only payments for months 6 and 7. BE SURE TO let company know how to post your payments. You can knock a 30 year mortgage down to 15 without too much pain
