I would check with the dealer about used machines. Some dealers will offer lessons and a warranty if you buy your machine thru them. Nothing is free so you will pay a bit more going thru a dealer than buying from a private party, but I would ask. A couple of years ago I got a long arm, strictly for personal use. If you pro rate the cost out, each of my quilts is worth about $3,000
. I'm not very good, but LOVE the process! Also, I don't quilt for $$$, but do charity quilts for a local group. You could check with your local quilt shop or guild to see if there is a group who makes charity quilts near you.