I like the ideas of just using a plain cotton bedspread under it, but what I have done for my sister is to make a gently gathered strip of fabric (hemmed, about 14"in width, and probably about 3 times the length around the outer edge of 3 sides of the quilt) and with the biggest stitch you have, just attach it to the under edge of the quilt on 3 sides. It then looks like a second bed skirt, yet can be very easily removed to go back to the original quilt.