Do you want to learn to quilt, or do you just want a quilt? Quilting can become a very time consuming and expensive hobby, but through it you also meet new friends, learn new skills, and make beautiful things for yourself, friends, and family. Many of us also make quilts for charity or for sale. If you are interested in learning to quilt, I recommend that you start by taking a class at a local quilt store and join a quilt guild. If you aren't actually interested in quilting, but want a quilt, then hiring someone to make a specific quilt is probably the most expensive way to go. (You also need to make sure that the quilt you want to copy is not an original design, protected by copyright.) You should be aware that a hand made quilt (as opposed to one that you buy in a big box store) can be very expensive. But I agree with Debra - knowing what quilt you want to make/buy would help.