I have no problem with the title. It makes sense to me. It makes sense that you are expressing YOUR opinion and it's not like you are calling anyone out. I do some of the foolish things you mentioned some of the time, knowing full well that I am taking a risk. Sometimes it pays off - sometimes it doesn't. Then I pay for it. Easy as that! Case in point - my rotary blade REALLY needs changing, needed it for a while actually.......