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Old 10-22-2013, 04:20 AM
  #30  
Krystyna
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Join Date: Feb 2011
Location: Long Island, NY
Posts: 8,814
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Attitude is everything and if you approach this with the right attitude, it will be a fun challenge. You may never go back!
1. Budget everything. Use the envelope system if you have to.
2. Get rid of your cable service. Do you really need it? Repeat NEED???
3. Christmas is coming - and birthdays, too. Buy second hand. Go to estate sales. Lots of people are shopaholics and you'll find lots of stuff that is new with tags
4. Pay cash. Get rid of the credit cards.
5. Turn out the lights. Get in the habit of shutting off lights when you leave the room. Unplug everything you're not using.
6. Keep a change jar. Pay for everything with dollar bills. Keep the change and when the jar is full, put it into your account.
7. Pay your bills on time to avoid late fees.
8. Bring back soda and water bottles for the deposit.
9. Never, not ever, go shopping for groceries without coupons. Shop at stores that double your coupons.
10.Shop on the days your grocer has $1.00 or $2.00 off the meat for fast sale. It's good meat, just cheaper.
11. Shop the loss-leaders at all the stores. That means the 3 days specials that are seriously marked down.
12. If you don't have time for that, shop at Walmart and use their price match policy. It works!
Good luck!
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