Saving money tips?

Old 10-21-2013, 06:39 AM
  #1  
Senior Member
Thread Starter
 
Join Date: Jun 2012
Location: Missouri
Posts: 348
Default Saving money tips?

Just found out I'll be in the accelerated nursing program in January. I'll have to cut my work hours by half and am trying to get ahead of the game in saving money. Any tips? I know about coupons. What about things to save money around the house or save on bills? I was savvy on this stuff when my kids were little but haven't really worked at saving for years. Thanks!
beckyboo1 is offline  
Old 10-21-2013, 07:00 AM
  #2  
Power Poster
 
Join Date: Dec 2008
Location: Western Wisconsin
Posts: 12,930
Default

What about shampoo/conditioner? My hair actually does better if I use only conditioner on it (should not have silicones). I buy White Rain conditioner at the dollar store and use that every day; no shampoo. Saves me quite a bit because I used to use pricey, good-quality shampoo/conditioner.

Vinegar replaces a lot of cleaners. It is the best thing I have found for shining up surfaces in the kitchen.
Prism99 is offline  
Old 10-21-2013, 07:44 AM
  #3  
Power Poster
 
Join Date: Mar 2013
Location: Corpus Christi, Tx.
Posts: 16,105
Default

I don't have color on my hair and sometimes just use Dish soap. Yes I said dish soap. I don't use conditioner on my hair because it is so fine. If I use conditioner it looks like a greasy mess. All depends on your type of hair. You don't need a lot and I only use dish soap if I'm at the sink and decide to do it right then and there. I was a hairdresser for over 3 decades. If you want to do a quick wash of your hair and not in the shower, just do it at the sink if it's big enough for your length and just scrub with warm water. You would be surprised how dirty hair gets with body perspiration and just being in the elements on a daily basis. Conditioner on a regular basis with out shampooing builds up on the hair. A good vinegar rinse will help remove body oils and remove build-up from the scalp.
tessagin is offline  
Old 10-21-2013, 08:02 AM
  #4  
Super Member
 
Join Date: Nov 2010
Location: SoCal
Posts: 1,813
Default

Stay home, don't go out "for the day". You will save on gas, spending on lunch, whims, etc. If you have to get out of the house, take a walk around the neighborhood.
yngldy is offline  
Old 10-21-2013, 08:04 AM
  #5  
Power Poster
 
Join Date: Mar 2011
Location: Ontario, Canada
Posts: 41,477
Default

Switch to store brands on grocery staples. Buy in bulk and sale when possible. Cook large batches of homemade chili and soup and freeze for quick, inexpensive meals. If you still have benefits, get your teeth and eyes glasses done before loosing coverage.
Tartan is offline  
Old 10-21-2013, 08:14 AM
  #6  
Power Poster
 
Join Date: Apr 2011
Location: Ontario, Canada
Posts: 17,721
Default

Cook from scratch ... purchase less of the pre-made foods.
Money saver ... plus healthier.

Make a shopping list, and only shop weekly (or less often, if you can manage!) and from the list.
Less trips to the store will mean less spontaneous purchases and a lower grocery bill overall.

THINK before $pending $$$$ ... I think many of us are guilty of just buying, but not really thinking it thru as to whether it is a necessity, whether it is the best price, whether we will get value for our dollars spent .... etc.

As a good quilter you probably have a stash. So do all your sewing from your stash!

Another possibility to "make" $ ... look around for any scholarships/bursaries etc. for which you may qualify. Apply, even if you think you don't have a chance. Sometimes these go unawarded due to lack of applications.

Good Luck!

Last edited by QuiltE; 10-21-2013 at 08:17 AM.
QuiltE is offline  
Old 10-21-2013, 08:37 AM
  #7  
Super Member
 
Join Date: Nov 2008
Location: Seacoast New Hampshire
Posts: 1,177
Default

Turn down heat during the day. Start a budget plan with utility companies. Buy only groceries you'll need for the week but stock up on family packs of chx, pork and freeze serving portions. Buy larger toilet paper and paper towel packs as will cost less. Stay home on the weekends and don't shop online. If it's under $10 and you have to have it, buy it. If $10.01-$25 take an hour and come back. $25.01-$50 take a day and $50+ take a week. If you buy clothing don't remove the tags immediately and if you haven't worn them in 7 days return them. Oh, the best one, pretend you're broke.

Last edited by Butterfli19; 10-21-2013 at 08:39 AM. Reason: Autocorrect - grr
Butterfli19 is offline  
Old 10-21-2013, 08:52 AM
  #8  
Power Poster
 
Join Date: Apr 2011
Location: Ontario, Canada
Posts: 17,721
Default

Simplify Christmas this year !!!
QuiltE is offline  
Old 10-21-2013, 09:17 AM
  #9  
Super Member
 
Join Date: Mar 2012
Location: Texas, USA
Posts: 5,896
Default

Use A/C and central heat less. Turn on fans or put on a sweater.

Shop sales only, for gift giving. You'd be amazed how much money you can save.

Before buying the 'economy' size of something, do the math and see if it's really a bargain. Many times, that 'economy' size costs as much or more than the same quantity, from several of the smaller sized containers.

Buy store brands, IF the quality is just as good.
Sometime it is, sometimes it isn't. In my experience, store brand shampoo is often watered down, causing you to use more. There are inexpensive brands, like Suave, that are good (Suave was even recommended by my hairstylist).
Some store brand foods are made with lower quality ingredients (ran into this, with cake mixes). Just compare labels, to make sure the ingredients are the same.
Most store brand or generic drugs are the same as name brands, so you can save a bundle there.
Neesie is offline  
Old 10-21-2013, 11:31 AM
  #10  
Super Member
 
Quiltaddict's Avatar
 
Join Date: Jul 2008
Location: Southern California
Posts: 1,548
Default

Shop the dollar stores, it is amazing how much stuff they carry, including groceries and fresh produce. I have found though that the produce needs to be used quickly, but it is good. Shop for clothing, linens, books, etc. at thrift stores and garage sales. Great bargains and you get your shopping fix without breaking the bank. Rent movies instead of going to a theater, cheaper and you can make your own popcorn/snacks.
Quiltaddict is offline  
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
CarrieAnne
Main
62
01-21-2011 04:57 AM
Tink's Mom
Pictures
19
07-16-2010 09:03 AM
nanabirdmo
Main
33
05-13-2008 03:34 PM

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


FREE Quilting Newsletter