i had to face this just yesterday from a friend i like very very much, but who wanted to use some of my fabrics and have me make a king sized quilt.
i listed the cost of everything, including the base price to long arm a quilt that size. even dropping any labour charge it was out of range for her (thankfully.)
it's so sticky. i never want to consider these things we make luxuries, but for the most part they really *are* luxuries. i started making them because i couldn't afford to buy them. i should try to keep that in mind
aileen