Take a class and learn how to quilt it yourself! It takes practice and you need to be less of a perfectionist, but your quilts can still look great! I have done most of mine with stitch in a ditch or decorative stitching. I took a free-motion quilting class months ago and am now just getting brave enough to do it on quilts that are gifts. I expect I'll get better with each quilt. The fabrics can cost you a bundle, but if you shop around, you can find some great deals on quality fabric online. That helps alot, especially with the backing fabric.