I think it's warm. I did dome quilts with fleece backing and no batting and my father preferred those when how was going through chemo. Poly quilts seem soft and fluffy and aren't heavy I love how they feel but I get too hot except when the temps are colder and I don't use the heat so much. Houston is usually humid and the cotton quilts seem to breathe better for me. Just not as cuddly. I keep meaning to try the dream stuff mentioned