You've definitely coined a great term - cozy quilter.
I make used quilts. If all the points match, bonus! If not, I don't point out to anyone the ones that don't and think about how I can improve that step the next time. Well, my DH gets to listen to all my woes, but he understands. :)
My goal in quilting is to enjoy the process and to keep learning. I am totally blown away by the talent around me here, but you don't intimidate me. ;-)