I just bought a Crescendo and I love love love it! Price depends on where you live and what you get with it. I paid $6100. for mine. You have worked hard all your life, raised kids and ran the household all at the same time. You so deserve this machine, you mentioned you plan to retire in two years so buy it now and pay it off if you finance it. Spend the grandkids inheritance, they'll reap the benefits of the new machine for many years in all the quilts, clothing, bags and other fun things you make with it.