I agree for the most part of what you stated. I have allowed someone to use my sewing machine at my house but not take it out of my house. I've even offered to let a newly made quilt buddy to use my quilt machine but again that's at my house. As to a friend whose just learning out to make a quilt, I just went thru my stash of tools, rulers, etc. and gave her extras that I had. Its such an expensive hobby and if I can help someone enjoy it I will but I won't go so out of my way that they expect it all the time. Once they get started, they're on their own for buying more rulers, fabrics, etc. Been there, done that with a young lady and once she realized I was no longer going to supply her with everything, she quit altogether.