I find this thread very interesting. As a whole, quilters are kind, generous souls. It seems that a lot of you have been burned because of your generosity and are a bit more leery now. That's sad but that's what happens when you are burned. I still think quilters (and sewists too) are really wonderful helpful people. It's ok if you no longer want to lend out your precious tools. What's that saying - once burned, twice shy....