That's an idea, Geri, and not one of the 36 I came up with ; )
In my mind, if I'm going to fuse, I'm going to take advantage of the speed and accuracy of the die cutting. The only way I would want to hand cut my fabrics is if I am going to be having a hand or invisible applique technique used. But I like thinking of all possible scenarios, because chances are, there is some situation in which a less common approach would be just the thing.