Hubby and I each have our own savings accounts that money is deposited into bi monthly. Of course he gets more than I do...or so he thinks. lol
He never questions how much I spend. The rule always has been....as long as there is food on the table, kids are clean and fed, roof over our heads and no creditors calling, life is good.
We are now in the part of our life where we can get the extra money set aside for ourselves and for retirement. It took a while, won't tell you how many years, but neither of us really "want" for anything.
As long as we are open to discussing finances, all is good.