If it is a financial concern, Sewing Machines Plus does free financing. The length of your 0% interest depends on how much you finance. I got my go big there when they were on sale last Christmas time and got 6 months to pay it off. If you wanted to add dies to make it more usable I'm sure you could add up to enough for the 12 months no interest. I got my long arm there on the same financing. I've had no complaints with anything I've gotten from them.